Updated 12 Sep 2026
Best cashback crypto cards
Crypto cards that pay cashback on the base tier, without staking or locking tokens. Ranked on the rate you get on day one.
What you need to know
Most crypto cards advertise a headline cashback rate that only applies after you stake or lock the issuer’s token. On this page we rank cards by the rate you get on day one, with no staking.
Three things decide what you actually earn: the base rate, the monthly cap and the currency the reward is paid in. A 1% card with a €30 cap pays more to a heavy spender than a 2% card capped at €10.
Rewards paid in the issuer’s own token carry price risk. Rewards in a stablecoin such as USDC are easier to value. We show the top-tier rate under each card, but it never changes the order.
Ranked: cashback crypto cards on the base tier
Ranked by editorial score · base-tier rates
Partner links earn us a commission. They never change the order.
1
Bleap
8.4
Bleap Finance
· Mastercard
Self-custody
· KYC full
· Apple/Google
Cashback
1%
Annual
€0
FX
0%
$10 signup bonus
Partner link
2
Gnosis Pay
8.1
Gnosis
· Visa
Self-custody
· KYC full
· Apple/Google
Cashback
1%
Annual
€0
FX
0%
Verified Sep 2026
Not a partner
3
Crypto.com
7.6
Foris DAX
· Visa
Custodial
· KYC full
· Apple/Google/Samsung
Cashback
0%
Annual
€0
FX
0%
Base tier pays 0%
Partner link
4
Nexo
7.1
Nexo
· Mastercard
Custodial
· KYC full
· Apple/Google
Cashback
0.5%
Annual
€0
FX
0.2%
$20 signup bonus
Partner link
5
Ether.fi Cash
Ether.fi
· Visa
Self-custody
· KYC light
· Apple/Google
Cashback
2%
Annual
€0
FX
1%
Verified Sep 2026
Not a partner
6
Wirex
4.5
Wirex
· Visa
Custodial
· KYC full
· Apple/Google
Cashback
0.5%
Annual
€0
FX
0%
EEA cashback ended Jun 2026
Partner link
How we picked
We kept cards that pay cashback on the base tier today, then ranked them with the same ten-metric score as every page. Top-tier rates are shown for reference only.
General comparison, not financial, tax or legal advice. Rules change — check with a local adviser.
Frequently asked
What is base-tier cashback?
The rate you earn without staking, locking or subscribing. It is the only rate we use to rank cards.
Is crypto cashback taxable?
It depends on your country. In many places rewards paid in crypto are treated as income or a disposal. Check with a local adviser.
Why is the top rate not used in the ranking?
Top rates usually need a large stake or a paid plan, and often have low caps. Most users never reach them.