Bleap
Bleap review
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The best self-custody card in the EU if you spend under €3,000 a month: 1% back with no staking, no annual fee and 0% FX.
Get it if
- You live in the EU/EEA or UK
- You already hold stablecoins on-chain
- You spend under €3,000 a month
Skip it if
- You need ATM cash often (2% fee)
- You live outside the EU/UK
- You want cashback without holding crypto
By Premio editorial team
· fact-checked by Premio data desk
· verified 12 Sep 2026
Editorial score
8.4
/ 10
Rank #1
Base cashback
1%
cap €30/mo
Top cashback
20%
€50k staked
Annual fee
€0
FX
0%
$10
first purchase
Partner link
Fees and limits
Annual fee
€0
per year
FX markup
0%
on non-EUR spend
ATM withdrawal
2%
per withdrawal
Base cashback
1%
no staking
Monthly cap
€30
on base cashback
Top tier
20%
€50k staked
Every fee is from the issuer's published schedule.
How we scored it
Ten metrics, same rubric for every card. Each is scored 0–10; the published score is set by the editor after the risk review.
Fees
weight 1.5
10 / 10
Base cashback
weight 1.5
10 / 10
FX and spread
weight 1
10 / 10
Custody and security
weight 1
10 / 10
Availability
weight 1
5 / 10
KYC and onboarding
weight 0.5
10 / 10
Limits
weight 1
5 / 10
Support and app
weight 1
10 / 10
Track record
weight 1
5 / 10
Transparency
weight 0.5
10 / 10
Published score
8.4 / 10
Held since Mar 2025 · approved in 8 min
Bleap didn't see this review before publication.
Change history
04 Sep 2026
New card
Ether.fi Cash adds EU issuing
18 Aug 2026
Fee change
Nexo FX fee now 0.2% on weekends only
30 Jun 2026
Programme cut
Wirex ends cashback for EEA customers
01 Jan 2026
Closure
Bybit Card leaves the EEA
Frequently asked
Does Bleap hold my crypto?
No. The card spends from a smart-contract wallet you control. Bleap can freeze the card but cannot move your funds.
How is cashback paid?
In USDC to your wallet every week, capped at €30 a month on the base tier.
Can I get it in Turkey or the US?
Not currently. Issuing is limited to EU/EEA and UK residents.
Is the 20% rate real?
Only with €50k staked and a monthly cap. We rank cards on the base tier for that reason.
Bleap
· 8.4 / 10
1% base cashback
· €0 annual
· 0% FX
Alternatives