Ether.fi Cash
Ether.fi Cash review
Available in:
Asia-Pacific · Australia · Brazil · Canada · European Union · India · Mexico · Nigeria · Singapore · Switzerland · Turkey · United Arab Emirates · United Kingdom · United States
A self-custody credit card for ETH holders with 2% back, but a 1% FX fee and 3% ATM fee make it weaker for travel.
Get it if
- You hold ETH or liquid staking tokens
- You want a self-custody credit card
- You spend mostly in USD or EUR
Skip it if
- You travel often (1% FX)
- You need cheap ATM cash
- You want a physical card
By Premio editorial team
· fact-checked by Premio data desk
· verified 12 Sep 2026
Editorial score
6.9
/ 10
Rank #5
Base cashback
2%
no cap
Top cashback
3%
Club tier
Annual fee
€0
FX
1%
Not a partner
Fees and limits
Annual fee
€0
per year
FX markup
1%
on non-EUR spend
ATM withdrawal
3%
per withdrawal
Base cashback
2%
no staking
Monthly cap
No cap
on base cashback
Top tier
3%
Club tier
Every fee is from the issuer's published schedule.
How we scored it
Ten metrics, same rubric for every card. Each is scored 0–10; the published score is set by the editor after the risk review.
Fees
weight 1.5
7 / 10
Base cashback
weight 1.5
9 / 10
FX and spread
weight 1
6 / 10
Custody and security
weight 1
9 / 10
Availability
weight 1
6 / 10
KYC and onboarding
weight 0.5
7 / 10
Limits
weight 1
6 / 10
Support and app
weight 1
7 / 10
Track record
weight 1
6 / 10
Transparency
weight 0.5
7 / 10
Published score
6.9 / 10
Held since Apr 2025 · approved in 15 min
Ether.fi Cash didn't see this review before publication.
Change history
04 Sep 2026
New card
Ether.fi Cash adds EU issuing
18 Aug 2026
Fee change
Nexo FX fee now 0.2% on weekends only
30 Jun 2026
Programme cut
Wirex ends cashback for EEA customers
01 Jan 2026
Closure
Bybit Card leaves the EEA
Frequently asked
Is it really self-custody?
Yes, spending draws on collateral in your own wallet.
Is there a physical card?
Not yet; the card is virtual.
What is the FX fee?
1% on non-USD spend.
Where is it available?
EU and US residents.
Ether.fi Cash
· 6.9 / 10
2% base cashback
· €0 annual
· 1% FX
Alternatives