Updated 12 Sep 2026
Best crypto cards in the US
Crypto cards that issue to US residents, ranked on fees, cashback and state availability.
What you need to know
The US has fewer crypto cards than Europe. Issuers need money transmission licences state by state, so a card may be available in most states but not all.
Spending crypto is generally a taxable disposal in the US, even for small purchases. Some cards spend a USD balance you top up with crypto, which changes when the taxable event happens.
Check the state list in each review before you apply.
Ranked: crypto cards you can open in the US
Ranked by editorial score · base-tier rates
Partner links earn us a commission. They never change the order.
1
Bleap
8.4
Bleap Finance
· Mastercard
Self-custody
· KYC full
· Apple/Google
Cashback
1%
Annual
€0
FX
0%
$10 signup bonus
Partner link
2
Gnosis Pay
8.1
Gnosis
· Visa
Self-custody
· KYC full
· Apple/Google
Cashback
1%
Annual
€0
FX
0%
Verified Sep 2026
Not a partner
3
Crypto.com
7.6
Foris DAX
· Visa
Custodial
· KYC full
· Apple/Google/Samsung
Cashback
0%
Annual
€0
FX
0%
Base tier pays 0%
Partner link
4
Nexo
7.1
Nexo
· Mastercard
Custodial
· KYC full
· Apple/Google
Cashback
0.5%
Annual
€0
FX
0.2%
$20 signup bonus
Partner link
5
Ether.fi Cash
Ether.fi
· Visa
Self-custody
· KYC light
· Apple/Google
Cashback
2%
Annual
€0
FX
1%
Verified Sep 2026
Not a partner
6
Wirex
4.5
Wirex
· Visa
Custodial
· KYC full
· Apple/Google
Cashback
0.5%
Annual
€0
FX
0%
EEA cashback ended Jun 2026
Partner link
How we picked
We kept cards that issue to US residents in most states today, then ranked them with the same ten-metric score as every page.
General comparison, not financial, tax or legal advice. Rules change — check with a local adviser.
Frequently asked
Are crypto cards available in every US state?
Not always. Issuers need state licences; check the state list in each review.
Is spending crypto taxable in the US?
Generally yes. Each purchase can be a disposal. Check with a tax adviser.
Do US crypto cards charge FX?
Only when you pay in another currency. Check the FX line on each card.