Wirex
Wirex review
Available in:
Once a strong travel card, Wirex ended EEA cashback in June 2026; today it is mainly useful for its free FX.
Get it if
- You want 0% FX in many currencies
- You already use the Wirex app
- You live in the UK
Skip it if
- You want cashback in the EEA
- You prefer self-custody
- You want a simple fee structure
By Premio editorial team
· fact-checked by Premio data desk
· verified 12 Sep 2026
Editorial score
4.5
/ 10
Rank #6
Base cashback
0.5%
cap €10/mo
Top cashback
8%
X-tras plan
Annual fee
€0
FX
0%
Partner link
Fees and limits
Annual fee
€0
per year
FX markup
0%
on non-EUR spend
ATM withdrawal
2%
per withdrawal
Base cashback
0.5%
no staking
Monthly cap
€10
on base cashback
Top tier
8%
X-tras plan
Every fee is from the issuer's published schedule.
How we scored it
Ten metrics, same rubric for every card. Each is scored 0–10; the published score is set by the editor after the risk review.
Fees
weight 1.5
8 / 10
Base cashback
weight 1.5
2 / 10
FX and spread
weight 1
9 / 10
Custody and security
weight 1
6 / 10
Availability
weight 1
7 / 10
KYC and onboarding
weight 0.5
8 / 10
Limits
weight 1
6 / 10
Support and app
weight 1
5 / 10
Track record
weight 1
4 / 10
Transparency
weight 0.5
5 / 10
Published score
4.5 / 10
Held since Sep 2023 · approved in 1 day
Wirex didn't see this review before publication.
Change history
04 Sep 2026
New card
Ether.fi Cash adds EU issuing
18 Aug 2026
Fee change
Nexo FX fee now 0.2% on weekends only
30 Jun 2026
Programme cut
Wirex ends cashback for EEA customers
01 Jan 2026
Closure
Bybit Card leaves the EEA
Frequently asked
Does Wirex still pay cashback?
Not in the EEA since June 2026. UK users keep a reduced rate.
What does X-tras add?
Higher rewards for a monthly plan fee.
Is it custodial?
Yes, funds sit in your Wirex account.
What is the ATM fee?
2% above the free monthly allowance.
Wirex
· 4.5 / 10
0.5% base cashback
· €0 annual
· 0% FX
Alternatives