Gnosis Pay
Gnosis Pay review
Spend:
Available in:
A true self-custody Visa for DeFi users: spend straight from a Safe wallet with 0% FX and 1% back, more if you hold GNO.
Get it if
- You already use a Safe or on-chain wallet
- You spend in EUR or GBP
- You want no annual fee
Skip it if
- You need ATM withdrawals
- You are new to self-custody
- You live outside the EU/UK
By Premio editorial team
· fact-checked by Premio data desk
· verified 12 Sep 2026
Editorial score
8.1
/ 10
Rank #2
Base cashback
1%
no cap
Top cashback
5%
hold GNO
Annual fee
€0
FX
0%
Not a partner
Fees and limits
Annual fee
€0
per year
FX markup
0%
on non-EUR spend
ATM withdrawal
0%
per withdrawal
Base cashback
1%
no staking
Monthly cap
No cap
on base cashback
Top tier
5%
hold GNO
Every fee is from the issuer's published schedule.
How we scored it
Ten metrics, same rubric for every card. Each is scored 0–10; the published score is set by the editor after the risk review.
Fees
weight 1.5
10 / 10
Base cashback
weight 1.5
8 / 10
FX and spread
weight 1
10 / 10
Custody and security
weight 1
10 / 10
Availability
weight 1
5 / 10
KYC and onboarding
weight 0.5
8 / 10
Limits
weight 1
5 / 10
Support and app
weight 1
8 / 10
Track record
weight 1
7 / 10
Transparency
weight 0.5
9 / 10
Published score
8.1 / 10
Held since Jan 2025 · approved in 12 min
Gnosis Pay didn't see this review before publication.
Change history
04 Sep 2026
New card
Ether.fi Cash adds EU issuing
18 Aug 2026
Fee change
Nexo FX fee now 0.2% on weekends only
30 Jun 2026
Programme cut
Wirex ends cashback for EEA customers
01 Jan 2026
Closure
Bybit Card leaves the EEA
Frequently asked
Who holds the funds?
You do. The card draws from your own Safe account on Gnosis Chain.
What does the top tier need?
Holding GNO raises cashback up to 5%.
Are ATM withdrawals possible?
No, the card is for payments only.
Which countries are supported?
EU/EEA and UK residents.
Gnosis Pay
· 8.1 / 10
1% base cashback
· €0 annual
· 0% FX
Alternatives