Crypto.com
Crypto.com review
Available in:
Asia-Pacific · Australia · Brazil · Canada · European Union · Singapore · Turkey · United Kingdom · United States
Available almost everywhere with strong wallets support, but the base tier pays 0% and the good rates need a CRO lock-up.
Get it if
- You live outside the EU/UK
- You already use the Crypto.com app
- You want Samsung Pay support
Skip it if
- You want cashback without locking CRO
- You prefer self-custody
- You dislike tiered programmes
By Premio editorial team
· fact-checked by Premio data desk
· verified 12 Sep 2026
Editorial score
7.6
/ 10
Rank #3
Base cashback
0%
cap €0/mo
Top cashback
5%
CRO lock-up
Annual fee
€0
FX
0%
$25 CRO
Ruby tier
Partner link
Fees and limits
Annual fee
€0
per year
FX markup
0%
on non-EUR spend
ATM withdrawal
2%
per withdrawal
Base cashback
0%
no staking
Monthly cap
€0
on base cashback
Top tier
5%
CRO lock-up
Every fee is from the issuer's published schedule.
How we scored it
Ten metrics, same rubric for every card. Each is scored 0–10; the published score is set by the editor after the risk review.
Fees
weight 1.5
9 / 10
Base cashback
weight 1.5
3 / 10
FX and spread
weight 1
9 / 10
Custody and security
weight 1
6 / 10
Availability
weight 1
10 / 10
KYC and onboarding
weight 0.5
8 / 10
Limits
weight 1
7 / 10
Support and app
weight 1
8 / 10
Track record
weight 1
8 / 10
Transparency
weight 0.5
7 / 10
Published score
7.6 / 10
Held since Jun 2024 · approved in 1 day
Crypto.com didn't see this review before publication.
Change history
04 Sep 2026
New card
Ether.fi Cash adds EU issuing
18 Aug 2026
Fee change
Nexo FX fee now 0.2% on weekends only
30 Jun 2026
Programme cut
Wirex ends cashback for EEA customers
01 Jan 2026
Closure
Bybit Card leaves the EEA
Frequently asked
Does the base card pay cashback?
No, the entry tier pays 0%. Cashback starts with a CRO lock-up.
Is it custodial?
Yes. Crypto.com holds the funds you top up.
Where is it available?
In most regions, including the US, EU, UK and parts of Asia.
Are there ATM fees?
Free up to a monthly limit, then a fee applies.
Crypto.com
· 7.6 / 10
0% base cashback
· €0 annual
· 0% FX