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How we make money

Commercial disclosure · Version 2.1

How we make money, and what it can't buy

Premio is free to read and run by a for-profit company. Here is every way we earn, and the wall between each one and the ranking.

Version
2.1
Effective 1 Jul 2026
Reviewed
Every quarter
Updated with each version
Editorial owner
Premio editorial team
Rankings and reviews
Commercial owner
Partnerships team
No access to scoring

01

Every way we earn

The right-hand column is the rule, not a promise — breaking it is a correction we publish.

RevenueHow it worksWhat it cannot do
Partner linksWhen you open a card through a link marked “Partner link”, the issuer pays us a fixed bounty or a share of fees, usually for 12 months. Links go through /go/ so we can count clicks.Change a score, a rank, or which cards appear in a list. Cards that don’t pay us are listed identically and marked “Not a partner”.
Featured placementsIssuers can buy a labelled “Sponsored” slot above the list on hub pages and the home page.Appear inside the ranked list. The slot always says Sponsored and shows the card’s real rank next to it.
Display advertisingStandard banner slots (970×250, 300×250) sold directly or via a network.Run next to a review of a competitor without the “Sponsored” label, or be targeted by editorial content.
Sponsored articlesIssuer-funded explainers, written by us and labelled “Sponsored” at the top.Carry a score, appear in rankings, or link from a review.

None of this money is part of the score — see the scoring rubric and our walls between money and score.

02

Labels you'll see on the site

If a placement earns us money, it carries one of these. No label means no money.

You'll see this label

Partner link

Under every button that earns us a commission. If it’s missing, we don’t earn anything from that click.

You'll see this label

Sponsored

On any placement, article or banner an issuer paid for. Always outside the ranked list.

You'll see this label

Not a partner

On cards we recommend without any commercial relationship.

03

Editorial policy

Applies to every review, ranking, guide and hub page.

Separation

The team that scores a card never sells to its issuer. Scoring changes need sign-off from both the editorial team and the data desk.

We hold the cards

Every card in the top 30 is held and used by our team for at least one billing cycle before its review is published.

Corrections

Errors are fixed within 48 hours and logged in Card Intel with the original text. We do not silently edit.

No pay-to-play scores

Issuers cannot preview, delay or negotiate a score. They can flag factual errors like anyone else.

Personal holdings

Team members disclose card-issuer tokens they hold, and cannot score cards of issuers whose token they own.

Data over opinion

Every verdict cites the fee schedule it is based on. If an issuer publishes nothing, the transparency metric scores zero.

Spotted an error? Report it — every correction is published next to the original.

04

Version history

VersionDateChange
2.11 Jul 2026Sponsored slots now show the card’s real rank next to the label.
2.01 Jan 2026Disclosure reviewed every quarter.
1.01 Jul 2025First public disclosure.

Are you a card issuer?

Listing is free and always will be. Paid tiers buy visibility, never position.

Press or partnership question? Contact us.